When best friends Joan, Sabrina, Renee, and Maxine start to fulfill a childhood dream of owning an upscale night club in Miami, a deceitful boyfriend, money problems, and secrets threaten to destroy it all. Joan's new boyfriend, Grant, VP of First National Towers Bank, is everything she ever wanted in a man, or so she thinks. What Joan doesn't know is he grew in foster homes, which created a heartless man with an appetite for money that will make Joan just another notch in his belt for betrayal. Signing on to become the first African-American Partner at Becks & Strat earns Maxine much respect. But when her significant other of four years threatens to call it quits, Maxine will have to choose between keeping her sexual preference a secret from her best friends and family or making a public commitment to true love. With a ten-year-old daughter and student loan payments, Sabrina's school teaching job is hardly enough to save the twenty thousand dollars she needs. Desperate, Sabrina starts delivering illegal packages for a pusher that pays her well. Unaware that she is being investigated, she discovers too late that the DA is closing in. Renee is always the life of the party, and that doesn't change even though she suffered a miscarriage that ultimately led to her husband's one-night stand. With her marriage on the brink, Renee keeps looking to her future without any sign of accepting the past. With a dream in tow, Owning Up will take you through shock, love, pain, and deceit.